Copyright © 2022-2022 SMART Lending, LLC. All rights reserved. Smart Lending, LLC is a subsidiary of Carstensz Capital Partners. Neither Smart Lending nor Carstensz Capital is a chartered bank or trust company, or depository institution. Neither Smart Lending nor Carstensz Capital is authorized to accept deposits or trust accounts, nor licensed or regulated by any state or federal banking authority. Smart Lending makes commercial, business purpose loans. Loans are for investment purposes only and not for personal, family, or household use. Loan product availability may be limited in certain states. All loans are subject to borrower underwriting and credit approval, in Smart Lending's sole and absolute discretion. Other restrictions apply. The specific facts and circumstances of each proposed loan transaction impact whether Smart Lending will be authorized to make loans in each applicable state. Smart Lending is an Equal Housing